Cast Iron Pipe Insurance Claims

How do I know if I have cast iron pipes in my home?

If your home or building was built before approximately 1975, you most likely have cast iron piping. The easiest way to check is to look at the pipes coming out of the wall under your sink.

Is there a class action lawsuit in Florida cast iron pipes?

No, we do not believe so. Cast iron plumbing pipes do not last forever , so we do not believe there is a true class action lawsuit pending for cast iron pipes if they’ve lived up to their life expectancy – which is about 50 years. Your insurance company still may have to pay you for these pipes if they’ve caused damage to your property.

How do I know if my pipes are corroded or failing?

Without a visible water leak, the best way is to have a professional inspect the pipes with special cameras that can document the condition of your pipes.

Discoloration in the water is a result of corrosion or rust and cast iron pipes are especially vulnerable. Discolored water is the most visible sign that you need to replace cast iron pipes

Who pays for the investigation of my plumbing system?

Our firm provides for a full inspection of your cast iron pipes system and with no out of pocket cost to you.

Should the insurance company pay for the replacement of my corroded cast iron pipes?

Although policies vary, your insurance company should pay the cost of not only replacing your cast iron pipe plumbing system, but also the cost to access these pipes and to restore your home afterward.

Should I speak with a lawyer prior to contacting my insurance company?

Absolutely.  Your insurance company will try to squeeze the facts of your situation into one of many coverage exclusions. Absent help from a professional, you could jeopardize your chance of getting paid.

How much does it cost to replace my cast iron pipe plumbing?

Replacing your cast iron pipes could easily cost tens of thousands of dollars, and that is in addition to the thousands of dollars necessary to repair any damage to your home.  That is why it is crucial to have your insurance company pay these costs instead of paying them yourself.

Do I have to pay any money to have a lawyer help get my system replaced?

No, you do not have to pay us any money out of your pocket for this process.  Our team of Florida cast iron damage attorneys will be paid by the insurance company when we win your claim.

What if the insurance company denied my claim?

Insurance companies routinely attempt to deny these claims, and will send long letters to their policyholders claiming you’re are not covered. Therefore,  exclusions are almost always unsupported  

What if I don’t currently see any leaks to my sewer pipes?

Cast iron pipes are destined to fail and cause leaks – it is not a matter of “if”, it is a matter of “when”.  You need to take action to replace these pipes, the more damage and headaches you can avoid.

Despite what many in the plumbing industry think, there are limitations to what a sewer camera sees inside your sewer lines. 

Locate Leaks

A sewer camera alone cannot determine if you have a leak or to locate a leak or leaks in your sewer lines.

While it’s a useful as a secondary tool in a leak location test, a sewer camera by itself cannot be used to to determine if you have a leak or to find a leak.

A leak is water escaping the pipe through a hole, break, or crack. Since the camera is inside the pipe, it cannot see the outside of the pipe. Meaning, it can’t see if something is leaking OUT of the pipe. It can only show what is going on INSIDE the pipe.

But how do you find out how many leaks you have and where they are? With a sewer leak isolation test.

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Free Guidebook on Pipe Claims

topics Covered

History of Cast Iron Pipes

If your home was built prior to 1975, your plumbing system most likely consists of cast iron pipes.

Why Pipes Fail

The failure of cast iron pipe is the result of two main factors - the type of material carried by the pipe and the method by which the pipe was manufactured.

Sign Your Sewer Pipes need replacement

It's not a matter of if, but when your cast iron will start to fail. Acting sooner rather than later will save overall cost.

Why Homeowners Insurance Claims Initially Get Denied

Insurance companies often try to deny pipe damage claims based on carefully worded exclusions, so it is crucial to fully understand the nature of your claim prior to speaking with the insurance company.