FLORIDA CAST IRON PIPE CLAIMS
What you need to know if your Florida home or property was built before 1975.
What you need to know if your Florida home or property was built before 1975.
Claim denials shouldn’t mean “end of discussion.” Find out if you have a case to file a cast-iron pipes lawsuit against your insurance company.
Insurance companies in Florida have consequently faced thousands of pipe lawsuits over water damage claims involving cast iron pipes. Property insurance companies have developed a number of complicated rules over the years to deal with plumbing losses. The result is often a mishmash of coverage provisions, limitations, and exclusions. Therefore, even if an insurance company says “No,” there is often a “Yes!” to be found if one knows where to look.
There are two common reasons: timeliness and apparent damage. It’s important to file your claim as soon as the water damage becomes visible, which usually means within the first 72 hours. Otherwise, insurance companies might deny on grounds that regular upkeep was not performed on the house.
The insurance company may send an inspector to your home to assess the damage. Remember that you can also call in your own experts for estimates, which may help if you need to take legal action.
Replacing your pipes can cost you thousands. The price depends on the size of the project, materials used, and labor. To add injury to insult, these pipes are often buried in the foundation slab or within walls, making it hard to visibly detect when our pipes are starting to fail and the water damage possibly happening.
Although removing all the leaky plumbing and putting in new pipes can cost the most, sometimes it’s more economical than waiting and potentially having disastrous water damage, too.
The truth is there are so many variables and factors that contribute to the deterioration of cast iron pipe. And while there’s no way to know when your pipe will go bad, there is no doubt that it will go bad.
From the first phone call you make to report your claim, the insurance company has a team of professionals working above all to underpay or totally deny your claim.
We are committed to providing you not only with quality legal representation, but also with excellent, individualized service. You don’t have to navigate the complicated — and sometimes mystifying — insurance litigation process alone. If you live in Florida and think you have a case, please call us for a free claim review. There are never any costs unless awarded a settlement.
Williams Law, P.A.